It is a pure risk cover plan that offers high coverage (sum assured) at low premiums. The term plan provides death risk cover for a specified period. It is easy to understand and affordable. As age increases premium increases so the best time to buy the term plan is today.
It includes lifelong coverage, a bonus, and a loan facility for the policyholder. The beneficiaries receive the sum assured and bonuses, if any, at the time of death claim.
It is a combination of insurance and savings. There are two types - Participating and Non-Participating. In the Participating Product, they share in the profits of the company. These policies are paid bonuses and are also called With Profit Policies. Additions are dependent on the Life Fund. In the Non-Participating Product, there is no sharing in profits. No bonuses as well because they are relatively less expensive. Also called as Without Profit Plans/Guaranteed Products. Additions are guaranteed.
It offers periodic payouts throughout the policy term as survival benefits along with life coverage. This way, the policyholder can meet short-term financial goals.
It combines insurance and investment so that policyholders can get their lives insured alongside wealth growth. One can invest in different funds offered by the insurance company, depending upon their risk appetite.
Risk of human life may occur either from dying too early or living too long. Annuities guard you from the financial risk of living too long and outliving your money. It provides periodic payments usually every month, as long as the policyholder lives or can continue beyond death (Joint Life).
It helps in fulfilling the dream as a parent, by giving the right foundation to the child. The plan ensures financial security for the child’s future in both scenarios, whether the parents are alive or not. Parents are left with only two options: “Save money and earn interest” or “Take loan and pay interest”.
Most parents want to make the wedding of their children one of the most memorable occasions of their lives. This comes with a price tag for which you need proper financial planning. You can opt for an Endowment-Fixed maturity plan.
A person who holds an Indian passport but stays outside India for more than 182 days in a year is termed as a Non Resident Indian. Similarly, a person who either previously held an Indian passport and now has a foreign nationality, or whose parents are/were Indian, or who married an Indian is known as a Person of Indian Origin (PIO).
We can help insure NRI (Non Resident Indian) or PIO (Person of Indian Origin). A foreign national can also be insured if he has an Indian PAN card, Bank account and Indian income.
Most of the life products are available for NRIs. However, the list of Standard / Substandard / Decline countries is dynamic and hence are subject to change based on various factors. The underwriter’s decision on the application will be final.
HR, Blue Soft Sol
Green Tech
Manager, Airlines
Registered with IRDAI as Direct Insurance
Direct Insurance Broker (Life and General)
IRDAI Regn. No. 732.
Valid till 10/12/26
CIN: U66000GJ2019PTC108993
